Having access to just one number can supply an identity thief with a wealth of information about you. Your driver's license number, along with your Social Security number, is one of the most crucial pieces of information to keep secure from criminals. For starters, it can be taken as a result of a data breach. A thief could obtain this information when a database containing such details is hacked. They could then use this information to attempt to get loans in your name or commit other crimes.
There are several ways this information can be stolen from you. The most common way is through social media. If you have had any trouble with identity theft in the past, make sure not to give out your personal information freely online. This includes Facebook, Twitter, and any other social networking sites that you may have used previously or currently use without knowing it. Keep yourself anonymous by using aliases or fake names on social media platforms so if something does go wrong, there is less chance of being identified.
Another way this information can be stolen is through email scams. These schemes will often target individuals based on their name, address, or some other identifying characteristic. For example, someone may send an email to "Sarah Johnsson" claiming that she has been awarded a large sum of money. The email might also contain a link that would take you to a website where you would need to enter your personal information to claim your prize. Be careful who you trust with your information; only give out information to people you know and trust.
A thief with your Social Security number might use it to obtain additional sensitive information about you. Identity thieves can use your social security number and good credit to apply for further credit in your name. The Social Security Administration safeguards your social security number and maintains the confidentiality of your records. However, since your number is used to check your credit history, it is possible for others to find out your personal data through computer searches.
In addition to credit reports, which include information on all three major credit bureaus, social security numbers are also used to score jobs, apply for certain government programs, and even qualify for some military promotions. Therefore, it's important to keep your number private. If you have ever been a victim of identity theft, it's important that you do not give out your social security number even under threat of violence or financial loss.
The best way to protect yourself against identity theft is by using caution when giving out personal information and keeping track of what happens to this data. It is also important to monitor your credit report regularly for evidence of fraud. If you notice any changes to your account, contact the appropriate agency immediately.
Social security numbers were originally intended as an identification number for use by Social Security administrators. They have since become widely used by governments, businesses, and individuals in many other ways. Because of this widespread use, it is easy for your social security number to be stolen.
Theft of a Social Security Number A person's Social Security number might be the most valuable piece of personal information he or she can steal. Thieves can use it in conjunction with other personal information to create various sorts of accounts and even acquire services. For example, they could open credit cards in your name or take out loans in your name. They could also use the number for fraudulent activities such as tax fraud or employment fraud. Because the Social Security Administration requires all employers to verify an employee's number, employees are not likely to lose their number. This makes the theft of this information extremely lucrative.
Theft of Credit Card Numbers Theft of credit card numbers is also very profitable because there are many sites that allow you to buy or sell these numbers. Each time you purchase or sell your number, a company records your name as an authorized user of the account. Thus, if you use someone else's credit card without permission, they would be liable for the debt.
Theft of Bank Account Information Another way people try to make money through identity theft is by stealing bank account information. Bank account numbers can be found on checks, online bill payers, debit card applications, and more. If a person gets access to your checkbook database or online banking password, they can go through and copy all of the account numbers. These numbers are then used by the thief to transfer funds from your accounts into his or her own.
Someone steals either the physical license or a photograph of the license. An identity thief gets direct access to your complete name, driver's license number, birth date, and other personal information if they have a driver's license or a photo of one. A data breach or hack exposes the license number. Someone who finds it can use this information to create more fraudulent licenses. If you don't report the theft immediately, you could be liable for any damage done with your license.
In addition to these risks, if you lose your license you'll need to get replacement cards before you can re-enter the job market. This can be difficult if you're trying to support yourself and your family while looking for work.
The best way to protect yourself is by not toing let anyone see your license number- whether it's a police officer, security guard, or just someone walking down the street. If you are asked for your license during an investigation or even at a checkpoint, remain calm and explain that you left it in your car (if it's still there). If an officer asks you to follow him/her back to your car, do so without arguing or resisting. Officers need to make sure everyone is safe and will sometimes use their authority to get you to comply.
If you are arrested, ask what will happen to your license. Will you be able to keep your license?