Scammers will employ a variety of techniques. First, they will solicit money, frequently connecting to internet news items to bolster their tale about a fund drive. Victims of the fraudster are charitable people who feel they are assisting a great charity and want nothing in return. Next, the scammer will attempt to collect on the debt by contacting the alleged victim's employer or collection agency.
Internet scams can be classified into three main categories: credit card fraud, email fraud, and telemarketing fraud. Credit card fraud involves criminals using stolen credit cards to purchase goods and services which are then sold on the internet. Email fraud involves criminals sending emails to hundreds or even thousands of people pretending to be someone else in an effort to obtain financial information or other personal details that can be used to steal money or identify theft. Telemarketing fraud is similar to phone fraud but uses emails, texts, or online videos instead. Criminals will call or send emails to victims claiming there has been some kind of accident or legal issue involving their credit card, account, or identity and require them to provide sensitive information such as passwords or social security numbers.
There have also been cases of internet fraud where hackers use websites to steal information from individuals' computers. Some common examples include computer viruses, malware, and web browser bugs. These threats can allow attackers to access private data, damage computers, or simply monitor activity as part of a cyber-attack.
More specialized assistance is available at www.scamwarners.com, where professional anti-scam volunteers assist scam victims. If the victim is in denial and refuses to recognize that they are being (or have been) scammed, your work will be considerably more difficult. It's best not to confront them with evidence of their fraud unless you want a fight.
If you are being scammed, take time to think about what you are feeling. Are you angry, afraid, sad? Scam artists use these feelings to their advantage - they want you to react so they can avoid punishment or get rid of you. Try not to let them affect your judgment.
If you are being scammed over the internet, contact your local law enforcement office or file a report with us at scamwarners.com. We will help you identify who you are dealing with, what resources are available to you, and most important, we will keep you informed of any developments.
Internet scams don't discriminate between rich people and poor people, young people and old people - everyone is vulnerable to these crimes. If you are being scammed, call us at 866-4SCAM (466-742-8467) for free advice from trained experts.
To verify the scenario, contact the family member who is ostensibly in need of money right away. The fraudster contacts you through phone or email and offers you a job in another country, the opportunity to undertake charitable work, or asks you to carry papers or objects for them. These frauds frequently begin with love ties. The fraudster will tell you that there is some problem with the person they are contacting (a wife/husband, a parent, etc.) and that they need help from someone overseas. They will ask you to send money through Western Union or MoneyGram so that they can meet the requirement(s) for getting a visa.
Sometimes the fraud involves children. The fraudster will tell you that they have been sent photos of the child and that you should send money so that they can be paid for care services. When you send money, you will never see it again. This way, the criminal continues to receive money without being detected by police or social workers.
Other times, the fraud involves an injured person who needs your help to travel to Europe or America for treatment. The fraudster will tell you that they met the person at a hospital or nursing home and that they need you to send money so that they can pay for their flight and accommodation. Once again, when you send money, you will never see it again.
Scams are as prevalent as ever, and the number of people engaging in fraudulent operations is increasing by the day. Perhaps you've encountered someone who is a victim of a scam. Maybe a friend or family member has been a victim of a scam, or maybe you've been a victim yourself. That are these folks who defraud others? They are called fraudsters.
Fraudsters are individuals who engage in criminal activities to obtain money or items worth money. These activities include theft, forgery, false advertising, and misuse of credit cards. Fraud is said to be the number one social problem today. It is estimated that the loss caused by fraud is between 3 and 4 percent of the world's annual GDP. That's about $60 billion dollars!
The scope of fraud is huge. There are credit card scams, identity theft, telemarketing scams, prize scams, referral scam, fake police reports, bogus patents, and phony stocks and bonds. No industry is immune from fraud; not even charities can escape it. In fact, charity fraud is one of the most common types of crime committed by individuals who want to steal from charitable organizations.
People commit fraud for many different reasons. Some do so because they have problems with addiction (drugs or alcohol) and need the money to feed their habit. Others may have financial difficulties and find ways to get money quickly.